Senior Scam Prevention & Fraud Resources in North Carolina
North Carolina seniors reported $164 million in elder fraud losses to the FBI in 2025, with 5,942 victims aged 60 and older. This page provides North Carolina-specific scam prevention resources, official reporting contacts, and five years of FBI elder fraud data for the state.
Already been scammed? Read our First 24 Hours Emergency Guide for critical steps to take immediately.
I. Overview: North Carolina’s Senior Population & Key Cities
North Carolina is one of the fastest-growing states in the U.S., especially among retirees. As of 2024, the state’s population is estimated at 10.9 million, with more than 1.9 million residents aged 65 and older, about 17.4% of the total population. This significant and growing senior demographic makes North Carolina a frequent target for fraudsters using online scams, impersonation, and phishing tactics to exploit older adults.
Seniors in North Carolina are most concentrated in its largest cities:
- Charlotte (approx. 900,000 people)
- Raleigh (approx. 480,000 people)
- Greensboro (approx. 300,000 people)
These urban centers rank high in fraud reports — and the 2025 data confirms a sharp escalation. North Carolina seniors lost $164 million, up 88% from 2024. Investment scams more than doubled to $76 million (+129%), tech support fraud rose 53%, and lottery/sweepstakes surged 502% to $5 million.
II. 2025 Victim Report: How Scammers Targeted North Carolina’s Seniors
In 2025, North Carolina had 5,942 victims aged 60+ who reported losses totaling $164,214,173 — up 18% in victims and 88% in losses compared to 2024 (5,031 victims / $87M).
Loss by Crime Type
| Crime Type | 2025 Loss | 2024 Loss | Change |
| Investment | $75,513,871 | $33,012,508 | +129% |
| Tech Support | $22,774,888 | $14,890,157 | +53% |
| Romance | $14,261,724 | $12,785,251 | +12% |
| Lottery/Sweepstakes | $5,055,866 | $839,450 | +502% |
| Extortion | $1,054,233 | $349,426 | +202% |
| Government Impersonation | $8,176,425 | $5,032,613 | +62% |
Elder Fraud Loss Trajectory — North Carolina
5-Year Elder Fraud Trend — North Carolina (2021—2025)
| Year | Victims (60+) | Total Loss | YoY Change | Nat’l Rank |
| 2021 | 2,157 | $29,590,581 | — | #15 |
| 2022 | 1,959 | $63,464,255 | +114% | #14 |
| 2023 | 2,427 | $77,613,765 | +22% | #12 |
| 2024 | 5,026 | $87,199,967 | +12% | #16 |
| 2025 | 5,942 | $164,214,173 | +88% | #14 |
| 5-Year Total | 17,511 | $422,082,741 | +455% (2021—2025) | — |
Source: FBI Internet Crime Complaint Center (IC3) Annual Reports, 2021—2025. Covers victims aged 60 and older. National rank is by total dollar loss among 52 states/territories. National totals: $1.6B (2021), $3.0B (2022), $3.3B (2023), $4.7B (2024), $7.4B (2025) — $20.1 billion stolen from American seniors over five years.
Top Crime Types Targeting North Carolina Seniors (2025 vs. 5-Year)
| Crime Type | 2025 Victims | 2025 Loss | 5-Year Total | Growth (2021—25) |
| Investment | 478 | $75,513,871 | $148,715,240 | +3,195% |
| Tech Support | 599 | $22,774,888 | $68,139,024 | +674% |
| Romance | 312 | $14,261,724 | $48,748,421 | New |
| BEC | 122 | $11,466,871 | $42,263,763 | New |
| Gov. Impersonation | 374 | $8,176,425 | $23,876,414 | +304% |
| Personal Data Breach | 375 | $6,595,561 | $14,859,630 | +1,568% |
Top 6 crime types by 2025 losses. Growth calculated from 2021 to 2025. For national crime type trends, see our Crime Type Migration Analysis.
What the data reveals: North Carolina’s elder fraud losses reached $164 million in 2025, up 88% from $87 million in 2024, with nearly 6,000 seniors victimized. Investment scams more than doubled to $76 million (+129%), now accounting for 46% of all losses. Lottery/sweepstakes fraud surged 502% from $839K to over $5 million — one of the steepest increases in this category nationally. Romance scams grew a modest 12%, and extortion more than tripled (+202%). Approximately 1 in every 1,859 North Carolina residents aged 60+ reported being a victim.
National context: North Carolina ranks #14 in total losses and #31 in per-capita victim rate (53.79 per 100,000). With 1.8 million residents over 65 and a rapidly growing retirement population, the state faces increasing exposure. The 88% year-over-year loss increase significantly exceeds the national average of 57%, and the 502% lottery/sweepstakes surge suggests this scam type is finding particularly fertile ground in the state.
For the full national picture, including how North Carolina compares to every other state, visit our national hub page with interactive data and rankings.
III. Emergency & Official Contacts
Local Police Departments – Elder Fraud & Financial Crimes
1. Charlotte-Mecklenburg Police Department – Fraud Unit
- Phone: (704) 336-7600 (non-emergency)
- Website: charlottenc.gov/cmpd
- Ask to speak with Financial Crimes or Elder Abuse Investigations.
2. Raleigh Police Department – Economic Crimes Unit
- Phone: (919) 996-3335 (non-emergency)
- Website: raleighnc.gov/police
- Request a fraud report involving a senior or vulnerable adult.
3. Greensboro Police Department – Criminal Investigations
- Phone: (336) 373-2222 (non-emergency)
- Website: www.greensboro-nc.gov
- Tip: Ask for assistance with elder-targeted scams or identity theft.
FBI & Federal Reporting Tools
FBI Charlotte Field Office (serving statewide)
- Phone: (704) 672-6100
- Website: www.fbi.gov/contact-us/field-offices/charlotte
Internet Crime Complaint Center (IC3)
- Website: www.ic3.gov
- Use to report elder fraud, phishing, financial exploitation, and scam emails.
North Carolina Attorney General – Elder Protection & Fraud
NC Department of Justice – Consumer Protection Division
- Consumer Protection Hotline: (877) 566-7226
- Website: www.ncdoj.gov
- Offers a dedicated senior protection section to report scams and receive legal help.
Statewide Elder Assistance Services
North Carolina Adult Protective Services (APS)
- To report abuse, neglect, or exploitation:
Contact the local Department of Social Services (DSS) in your county, or - Call the State APS Hotline: (844) 627-5465
- Website: www.ncdhhs.gov
Senior Medicare Patrol (SMP) – North Carolina
- Phone: (855) 408-1212
- Website: www.ncshiip.com
- A program under SHIIP (Seniors’ Health Insurance Information Program) that helps detect and report Medicare fraud.
NC Department of Health and Human Services – Aging and Adult Services
- Phone: (919) 855-3400
- Website: www.ncdhhs.gov/aging
Stay Ahead of Scams
- Older adults in North Carolina report millions in losses each year — don’t let it happen to you or your loved ones.
- Save these contact numbers, or share this page with your community.
- Visit our Learning Center to explore red flags, real scam examples, and how to take action.
- See something suspicious? Report it immediately.
IV. Learn More: North Carolina Scam Prevention Guides
Explore North Carolina-specific guides on the most common scams targeting seniors in your state:
- Tech Support Scams in North Carolina — Learn to recognize fake pop-ups, phone calls, and remote access schemes.
- Investment Scams in North Carolina — Protect your retirement savings from fraudulent advisors and crypto scams.
- Romance Scams in North Carolina — Spot the warning signs of fake online relationships designed to steal money.
- Government Impersonation Scams in North Carolina — Know what real government agencies will never ask you to do.
- How to Report Scams in North Carolina — Step-by-step guide to reporting fraud and starting recovery.
For national-level data on each scam type, see our Investment, Tech Support, Romance, and Government Impersonation national guides.
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